4.9 - Top rated

More options, better rates, and a broker who puts you first

We compare rates from hundreds of loan programs to secure a mortgage on your terms, because we don't work for banks — we work for you.

The best refinancing deal

Helped us refinance from our high interest rate and helped us keep our closing costs as low as possible! I looked at a couple other refinancing options but I couldn’t find better pricing.

J

Jeffrey C.

Got a loan perfect for my needs

We closed just a bit ago and I feel like the weight of the world has been lifted. This is a great loan and perfect for my needs! Thank you again, Forever American Mortgage for all of the help and hard work!

E

Elisa B.

First-time homebuyer's dream

As a first-time homebuyer, I couldn’t have asked for a better team to guide me through the process (…) Forever Mortgage provided exceptional service, making the buying experience seamless and smooth.

S

Sabrina P.

The best interest rate prices

They had the best interest rate prices (…) and were able to swiftly close the deal quickly. Great customer experience, walked us through each step and set the right expectations along the way.

A

Ajoy T.

A myriad of loan options

 FAM was able to present us with mortgage options that we didn’t know were available, making our monthly mortgage manageable even with today’s high interest rates.

S

Steffi M.

They went above and beyond for us

They made the process of securing a loan for our new home seamless and stress-free. Their professionalism, attention to detail, and willingness to go above and beyond truly set them apart.

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Nicholas H.

Great service, great communication

Sean and team at Forever American Mortgage are amazing! Great service, great communication and saved us a bunch! Will definitely be recommending them to all my friends!

R

Randall U.

Best possible terms on the market

Not only do they finance my place the first time and get me the best possible terms on the market, then they turn around and get me with a refi 6 months later at even better terms!!

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Jared A.

Never left in the dark

Communicated with me the entire time, never left me in the dark, and got answers to my questions extremely fast. I will definitely be working with them again in the future.

M

Mario M.

Very helpful and always available

As first time buyer my wife and I had so many questions and concerns regarding this process. I really appreciate all the help and guidance we received, this is priceless.

J

Javier A.

Turn today’s rates into tomorrow’s savings

Explore real-time loan rates from multiple lenders — no guesswork, just industry-leading transparency to help you plan with confidence..

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Rates as of November 10, 2025

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Banks stack the odds in their favor — we even the playing field

As mortgage brokers, we offer you wholesale lending prices and access to hundreds of loan programs.

  • Buy, refinance, or invest with us
  • Save money with better rates
  • Get expert guidance at any hour
Get a free quote
Industry-leading rates

As brokers, we offer you industry leading rates

We have access to wholesale pricing and monitor lender rates daily, so you always get the best deal.

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Looking to compare rates and save money?

Compare rates side-by side and make the best choice.

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Want a second opinion on your loan estimate?

If there's a better deal, we'll find it for you.

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Discover the Forever American Mortgage benefits

We take the time to listen and prioritize your goals, offering honest, efficient, and client-focused mortgage solutions.

Save over $10,000

As brokers we shop rates from hundreds of loan programs, securing you better terms and saving you $10,662 on average*, over the life of the loan.

TRANSPARENT MORTGAGE PROCESS
No last-minute rate hikes

No fine print, no surprises — just a clear, stress-free mortgage experience. You'll always know where you stand and what's next.

Get same-day responses

We guarantee you get same-day responses during the work week, continuous updates, and clear guidance and insights every step of the way.

Close in as little as 14 days

No one likes delays. We streamline the mortgage process to close your loan in as little as 14 days - half the industry standard.

Why choose us as your mortgage broker?

FAM
Typical mortgage lenders
Access to hundreds of loan programs across multiple lenders
Same-day replies during business hours
Limited
Access to wholesale lender pricing
Daily monitoring of lender rates
Can close in as little as 14 days
Rarely
Dedicated advisor working directly for you
Limited
Can switch lenders if issues arise during processing
Leverages relationships with multiple lenders for better terms
Can offer alternative solutions if one lender declines
Complete transparency of all fees upfront
Sometimes
One application for multiple potential lenders
Access to hundreds of loan programs across multiple lenders
Same-day replies during business hours
Limited
Access to wholesale lender pricing
Daily monitoring of lender rates
Can close in as little as 14 days
Rarely
Dedicated advisor working directly for you
Limited
Can switch lenders if issues arise during processing
Leverages relationships with multiple lenders for better terms
Can offer alternative solutions if one lender declines
Complete transparency of all fees upfront
Sometimes
One application for multiple potential lenders

Plan with confidence with our easy-to-use calculators

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Affordability calculator

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RATE DROP ALERTS

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